@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@500;700;800&family=Inter:wght@400;500;600&display=swap');

:root {
  --primary: #00AEEF;
  --secondary: #7BE0C8;
  --deep: #0B3A53;
  --text: #103041;
  --bg: #f4fcff;
  --white: #ffffff;
  --muted: #5f7d8c;
  --radius: 18px;
  --shadow: 0 12px 30px rgba(0, 75, 105, 0.15);
}
* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #ecfbff 0%, #f9fffd 100%);
  line-height: 1.65;
}
.container { width: min(1120px, 92%); margin: 0 auto; }

.site-header {
  position: sticky; top: 0; z-index: 40;
  backdrop-filter: blur(10px);
  background: rgba(255,255,255,.85);
  border-bottom: 1px solid rgba(0,174,239,.15);
}
.nav-wrap { display: flex; justify-content: space-between; align-items: center; padding: 14px 0; }
.logo { font-family: 'Montserrat', sans-serif; font-size: 1.2rem; font-weight: 800; color: var(--deep); text-decoration: none; }
.logo span { color: var(--primary); }
.nav { display: flex; gap: 18px; flex-wrap: wrap; }
.nav a { text-decoration: none; color: var(--deep); font-weight: 600; }

.hero { position: relative; min-height: 86vh; display: grid; align-items: center; overflow: hidden; }
.hero-bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-overlay { position: absolute; inset: 0; background: linear-gradient(120deg, rgba(6,36,51,.8), rgba(0,174,239,.35)); }
.hero-content { position: relative; z-index: 2; color: #fff; max-width: 760px; }
.kicker { text-transform: uppercase; letter-spacing: .12em; font-weight: 700; color: #c8f6ff; }
h1, h2, h3 { font-family: 'Montserrat', sans-serif; line-height: 1.2; margin-top: 0; }
h1 { font-size: clamp(2rem, 5vw, 3.4rem); margin-bottom: 12px; }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); margin-bottom: 8px; color: var(--deep); }

.section { padding: 72px 0; }
.alt { background: linear-gradient(180deg, rgba(123,224,200,.18), rgba(0,174,239,.08)); }
.split { display: grid; grid-template-columns: 1.3fr .9fr; gap: 26px; align-items: center; }
.split.reverse { grid-template-columns: .95fr 1.05fr; }

.card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow);
  border: 1px solid rgba(0,174,239,.14);
}
.tropical { background: linear-gradient(140deg, #00AEEF, #7BE0C8); color: #fff; }
.cards-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }

.resources-head { max-width: 760px; margin-bottom: 20px; }
.resources-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.resource-card { transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease; }
.resource-card:hover { transform: translateY(-4px); box-shadow: 0 16px 34px rgba(0, 88, 120, 0.18); border-color: rgba(0,174,239,.35); }

.checklist { list-style: none; padding: 0; margin: 14px 0 0; }
.checklist li { display: flex; gap: 10px; align-items: flex-start; margin-bottom: 10px; }
.checklist i { color: var(--primary); width: 18px; height: 18px; }

.btn {
  display: inline-block;
  background: linear-gradient(100deg, var(--primary), #24c5ff);
  color: #fff;
  padding: 12px 18px;
  border-radius: 999px;
  text-decoration: none;
  border: none;
  font-weight: 700;
  cursor: pointer;
  transition: transform .25s ease, box-shadow .25s ease;
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 10px 20px rgba(0,174,239,.3); }

.budget-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 18px; margin-top: 20px; }
label { display: block; font-weight: 600; margin-bottom: 12px; color: var(--deep); }
input {
  width: 100%; margin-top: 6px; padding: 11px 12px;
  border-radius: 10px; border: 1px solid #b8dbe8; font-size: 1rem;
}
.result { display: grid; align-content: center; }
.result-value { font-size: 2rem; font-family: 'Montserrat', sans-serif; color: var(--primary); margin: 4px 0; }
.result-note { color: var(--muted); }

.rounded-img { width: 100%; border-radius: var(--radius); box-shadow: var(--shadow); }
.text-link { color: #0a79a2; font-weight: 700; }
.faq details { background: #fff; border: 1px solid rgba(0,174,239,.2); border-radius: 12px; padding: 14px 16px; margin-bottom: 10px; }
.faq summary { cursor: pointer; font-weight: 700; color: var(--deep); }

.cta { text-align: center; }
.site-footer { background: #072c40; color: #d2ebf5; padding: 44px 0 20px; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .8fr .8fr; gap: 18px; }
.footer-brand { font-family: 'Montserrat', sans-serif; font-weight: 800; color: #fff; }
.footer-title { color: #fff; font-weight: 700; }
.site-footer a { color: #bdefff; text-decoration: none; }
.footer-bottom { margin-top: 16px; border-top: 1px solid rgba(255,255,255,.12); padding-top: 12px; }

.reveal-on-scroll { opacity: 0; transform: translateY(20px); transition: opacity .6s ease, transform .6s ease; }
.reveal-on-scroll.revealed { opacity: 1; transform: translateY(0); }

@media (max-width: 900px) {
  .split, .split.reverse, .cards-3, .budget-grid, .footer-grid, .resources-grid { grid-template-columns: 1fr; }
  .hero { min-height: 72vh; }
  .nav { display: none; }
}
@media (max-width: 560px) {
  .section { padding: 56px 0; }
  .card { padding: 18px; }
}